Terms of Purchase and Refund Policy

Terms of Purchase & Service

We appreciate your interest in purchasing our products, programs, or services. By placing an order—whether online, in person, by phone, or through any other method—you agree to the terms outlined below. These terms apply to all purchases made through this business.

1. Products and Programs

All services, digital products, educational materials, and programs are provided for informational and educational purposes only. While we strive to deliver high-quality content and value based on experience and expertise, we do notguarantee specific results or outcomes.

Your success depends on many factors, including your effort, consistency, and personal circumstances. Any testimonials or examples shared are for illustrative purposes only and do not represent guaranteed or typical results.

2. No Refund Policy

All sales are final. We do not offer refunds, returns, or cancellations once a purchase has been completed.

By completing your purchase, you agree not to initiate chargebacks or payment disputes through your bank or payment provider. Unauthorized chargebacks may result in the immediate suspension or termination of access to products, services, or programs.

3. Permission to Use Image, Audio, and Video

By participating in any live or recorded events, trainings, or sessions, you grant permission for your image, voice, name, likeness, or written comments to be recorded and used in educational, promotional, or marketing materials.

This permission is granted without compensation, approval rights, or future notice and may be used across any media formats now known or developed in the future.

4. Payment Plans

If a payment plan is offered and selected, you agree to complete all scheduled payments in full. Failure to make payments on time may result in suspension or termination of access to products or services.

Payments already made are non-refundable. If you choose to use a third-party financing provider, all terms, approvals, and obligations are solely between you and that provider. We do not offer financial advice or guarantee financing approval.

5. Affiliate or Third-Party Products

If you purchase a product or service through an affiliate or third-party link, those products are governed by the affiliate’s own terms and policies. We are not responsible for the content, delivery, or performance of third-party offerings.

Any issues related to affiliate or partner products must be resolved directly with the third party.

6. Force Majeure

We are not responsible for delays, interruptions, or failure to deliver services due to circumstances beyond our reasonable control. This includes, but is not limited to, natural disasters, technical failures, governmental actions, pandemics, or other unforeseen events.

7. Contact Information

If you have questions regarding these terms, please contact us at:

Email: [email protected]
Website: RosemarieSumida.com